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BEST NEWS website Jan 2011

Here we are 2011, another Christmas and New Year behind us and another looooong January, for a lot of people…! This year is looking very positive and I know that for a fact because clients are asking about retirement planning and savings plans, this is normally an indication that consumers have more money in their pockets and are positive about the economic future.
We decided that this year we would like to make sure that our clients improve their Vitality status in order to benefit more from the Discovery Integration Model. Please read this newsletter and follow the links to earn points!

Your Vitality in 2011

WHY IS IT IMPORTANT TO IMPROVE YOUR VITALITY STATUS?
•    If your vitality status is higher it means that you are more informed about your health, which in turn means that you can make adjustments to your lifestyle if you pick up any problems like a raised cholesterol level etc.
•    Most people who are on Discovery’s medical aid by now have a Discovery Life policy as well. The life policy has a Pay-back Benefit, this means that you will get a portion of your life policy’s premiums back every 5 years. The higher your Vitality status, the higher the Pay-back which you will receive.
•    You also have the power to control the premium increases on your Life policy through your Vitality status. The higher the status, the LOWER the premium increase.
•    Your discounts/pay-backs will increase as your Vitality status improves.


WHAT TO DO?

1.    Register on the Vitality web-site, IF THERE IS MORE THAN ONE ADULT MEMBER IN THE FAMILY, ALL OF THEM MUST REGISTER AND CREATE THEIR OWN LOG-IN. go to www.discovery.co.za
2.    Make sure that you are logged in and then click on the link below, this will take you directly to a page where you have to complete all the different questionnaires, e.g. Personal Health review, Non Smoker’s declaration, Nutrition Assessment and watch out for more than one questionnaire to do in the Stress Centre, by completing the questionnaires you will earn 13 000 points per person and if you have kids complete the Kids’Personal Health Review and earn a further 2 500 points per kid. https://www.discovery.co.za/discovery_za/web/logged_out/you_and_your_family/vitality/points_and_status/overview/get_to_gold_content/get_to_gold_family_step1.xml.
3.    Do your Vitality Check, this can be done by visiting any Clicks or DisChem pharmacy which has a Clinic Facility. It takes less than 30 minutes and one prick on your finger and is worth 14 000 points if you include the HIV test.
4.    Do your Vitality Fitness assessment with a registered Biokineticist  and earn 7500 points. Most of the Virgin Active clubs have one working from the premises. You pay them cash and claim it back from the medical aid. You can also follow this link to find a Biokineticist near you. https://www.discovery.co.za/discovery_za/web/pdfs/vitality/vitality_wellness_network_biokineticists.pdf
5.    If you do the Vitality Nutritional Assessment, you will earn another 5000 points, click here to find a Dietician near you.
https://www.discovery.co.za/discovery_za/web/pdfs/vitality/youth_and_schools/dieticians_list.pdf

RISK & LIFE INSURANCE


If your life assurance benefits have not been reviewed in the past three years, YOU ARE PAYING TOO MUCH!
Click here for more details

FINANCIAL PLANNING


Will your family’s dreams die with you?
We can assist in assessing what is needed to fulfil your family’s needs and dreams when you are not there anymore.
Click here for more details
 

INCOME PROTECTION


Are you saving 25% of you GROSS monthly income at the moment?
Did you know that only 75% of your BASIC salary will be paid by your employer’s group risk benefits when you are declared disabled?
Click here for more details
 

DISABILITY


With modern medical technology today, we survive the most horrendous accidents, but with dire consequences. Living with a disability is extremely expensive, how will you cope?
Click here for more details
 

RETIREMENT


We have a sophisticated retirement planning tool.
Click here for more details
 
 
DISCLAIMER

This website makes no representations and gives no warranties about the accuracy or suitability of the information contained in the documents published on this website. All these documents are provided without warranty of any kind and are solely intended to provide information. Best Financial Advisors shall under no circumstances whatsoever be liable for any direct or consequential damages whether in contract or in delict arising out of or in connection with the use of information available from this website.
Please consult your financial advisor before making any changes to your portfolio.